Wyoming Mortgage Guides 2026
This complete Wyoming mortgage guide covers 2026 FHA loan limits across all 23 counties, the $832,750 conforming limit, Wyoming Community Development Authority loans and down payment assistance, USDA income limits, VA guidance including F.E. Warren Air Force Base, and a closing cost breakdown built on the statewide recording fees — in one place.
Everything You Need for a Wyoming Home Purchase
Six in-depth guides covering every stage of buying a home in Wyoming — from choosing a loan program to knowing exactly what you will pay at the closing table.
Wyoming Mortgage Guide
FHA limits for all 23 Wyoming counties, the $832,750 conforming limit and Teton County’s higher limit, a loan program comparison, Wyoming property taxes, statewide recording fees, and how the state’s regions shape your financing.
Read guide →Wyoming First-Time Home Buyer Guide
WCDA’s First-Time Home Buyer, Advantage and Edge loans, down payment assistance of up to $15,000, county purchase price and income limits, and who qualifies.
Read guide →Wyoming FHA Loan Requirements
2026 FHA limits for all 23 Wyoming counties, including the higher Teton and Uinta limits, HUD’s credit and minimum investment rules, FHA mortgage insurance, and FHA with WCDA.
Read guide →Wyoming VA Loan Requirements
VA entitlement and why full entitlement carries no county loan cap, the 2026 funding fee tables and exemptions, F.E. Warren Air Force Base, and pairing a VA loan with WCDA.
Read guide →Wyoming USDA Loans
FY2026 USDA income limits for every Wyoming county, how to check an address for eligibility, guarantee fees, and how zero-down USDA compares with FHA.
Read guide →Wyoming Closing Costs Guide
The statewide recording fees, Wyoming’s confidential statement of consideration, how title insurance rates are filed and approved, and a fee-by-fee breakdown for buyers and sellers.
Read guide →Key Wyoming Mortgage Guide Facts
FHA Loan Limits (2026)
- 21 of 23 counties: $541,287
- Teton County: $1,249,125
- Uinta County: $579,600
- Conforming limit, 22 counties: $832,750
- HUD FHA mortgage limits lookup
WCDA Home Loans
- First-Time Home Buyer: low fixed rate, 30 years
- Down payment assistance: up to $15,000
- Purchase price limit, most counties: $566,354
- Advantage and Edge: no purchase price limit
- Wyoming Community Development Authority
Property Taxes
- Est. effective rate: 0.57%
- Median annual real estate tax bill: $1,767
- Median owner-occupied home value: $309,700
- Census ACS 2020–2024 5-year table B25103
Closing Cost Highlights
- Recording, first page: $12
- Each additional page: $3
- Statement of consideration: required and confidential
- W.S. 18-3-402 county clerk fees
Buying or Refinancing in Wyoming?
Wyoming’s conforming limit is $832,750 in 22 counties and $1,249,125 in Teton County, FHA sits at $541,287 in most of the state but runs higher in Teton and Uinta, and WCDA’s purchase price and income limits change by county. Which of those apply to you changes what you can afford.
- ✓ Confirm current programs and limits at the Wyoming Community Development Authority
- ✓ Check your county’s WCDA purchase price and income limits
- ✓ Find out whether your address is eligible for a USDA loan
- ✓ Compare a WCDA loan against a straight FHA, VA or USDA loan
Coming soon · No obligation · Educational first
Wyoming Advisor Network — Coming Soon
We currently connect buyers with licensed mortgage advisors in Florida and Utah. Wyoming is on our expansion list. In the meantime, our Wyoming guides and the official program links above have everything you need to research your purchase.
Join the Wyoming Waitlist