Investment & Commercial Loan Guides
Financing guides for real estate investors — from your first rental property through portfolio scaling and commercial real estate. Covering DSCR loans, bank statement programs, fix and flip, and commercial financing.
DSCR Loan Guide
Qualify based entirely on property cash flow — no W-2 or tax returns needed. Scale unlimited properties without personal DTI limits.
Read guide → Self-EmployedBank Statement Loan Guide
Qualify using 12–24 months of deposits instead of tax returns. Designed for self-employed borrowers with strong income and aggressive deductions.
Read guide → Fix & FlipFix and Flip Loan Guide
Short-term bridge financing for acquisition and renovation. ARV-based underwriting, draw schedules, and BRRRR strategy explained.
Read guide → Rental PropertyRental Property Financing Guide
From your first single-family rental to portfolio scaling — conventional vs. DSCR, 2–4 unit financing, and house hacking strategies.
Read guide → CommercialCommercial Real Estate Loan Guide
NOI, DSCR, LTV, cap rates, balloon payments, and all major CRE loan types — from conventional bank loans to CMBS and SBA financing.
Read guide →All Investment Loan Programs
Compare DSCR, bank statement, jumbo, and commercial loan programs side by side with requirements and rates.
View all programs →Who Investment Loans Are For
Investment financing programs exist for a wide range of real estate investors — from someone buying their first rental to experienced operators building large portfolios.
Tools for Investors
DSCR Calculator
Calculate DSCR for any rental property and see if it qualifies for a DSCR loan.
Use calculator →Commercial Loan Calculator
Analyze CRE deals: payment, LTV, NOI, DSCR, and deal verdict.
Use calculator →Bank Statement Calculator
Estimate qualifying income from deposits using the expense factor method.
Use calculator →