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Wyoming Closing Costs Guide

Wyoming Closing Costs Guide

Wyoming Closing Costs Guide 2026

Wyoming’s statewide recording fees, the confidential statement of consideration, how title insurance rates are filed and approved, how a Wyoming closing runs, and a fee-by-fee breakdown for Wyoming buyers and sellers.

9 min readUpdated 2026Wyoming
$12Recording, first page
$3Each additional page
ConfidentialStatement of consideration
0.57%Est. effective property tax rate

Buyer Closing Costs in Wyoming

Wyoming law sets the county clerk’s recording fees. The rest of a buyer’s closing costs are set by the lender, appraiser, title company and closing agent, which is why comparing Loan Estimates line by line matters.

CostAmountWho Sets It
Recording the mortgage, first page$12County clerk — W.S. 18-3-402
Each additional page$3County clerk
Lender origination and underwritingSet by the lenderCompare on the Loan Estimate
AppraisalSet by the appraiserOrdered through your lender
Title insuranceSet by the title insurerRates filed with and approved by the state
Prepaid property taxes and insuranceDepends on closing dateEscrow set-up

Wyoming’s estimated effective property tax rate is 0.57%, so the prepaid tax and escrow reserve lines scale with the price of the home.

Wyoming Seller Closing Costs

Sellers pay a different set of negotiated and provider charges.

CostAmountNotes
Recording a release, first page$12Plus $3 for each additional page
Real estate commissionNegotiatedAgreed in the listing agreement
Mortgage payoffPayoff amountPaid from the sale proceeds
Property tax prorationDepends on closing dateSeller covers their share of the year

Wyoming Recording Fees

Under W.S. 18-3-402, the county clerk collects $12 for the first page of any instrument and $3 for each additional page.

FeeAmount
Recording any instrument, first page$12
Each additional page$3
Each section, block, lot or tract description over ten$1
Each additional book-and-page description over two$2
Pages RecordedRecording Fee
1$12
5$24
10$39
20$69

These are calculations from the statutory schedule, not quotes. Confirm the final figures with your closing agent.

Wyoming Statement of Consideration

Under W.S. 34-1-142, a deed or other document transferring title to real property must be accompanied by a sworn statement from the grantee or the grantee’s agent when it is presented to the county clerk for recording.

ItemWhat Wyoming Requires
What the statement showsGrantor and grantee, dates of transfer and sale, the legal description, the full amount paid, terms of sale and any non-real property included
RecordingThe county clerk may not accept the deed for recording until the completed statement is received
UseCollected as data for sales-price ratio studies; an individual statement may not by itself be used to adjust one property’s assessment
ConfidentialityNot a public record; held confidential by the county clerk, assessor, boards of equalization and the department of revenue

The statement of consideration is a filing requirement, not a fee.

Title Insurance in Wyoming

A lender will require a lender’s title policy; an owner’s policy protects the buyer’s own equity. Under W.S. 26-23-326 and -327, a title insurer must file its premium rate schedules with the insurance commissioner and may not collect any premium except under a schedule that has been filed and approved. Title insurers and agents must also publish dated schedules of their current premiums and charges.

Policy TypeWho Pays (Customary, Negotiable)Purpose
Lender’s policyBuyerProtects the lender’s interest up to the loan amount
Owner’s policyNegotiated in the purchase contractProtects the buyer’s equity in the property
EndorsementsVariesCover specific risks such as survey or zoning matters

The Wyoming Closing Process

A Wyoming closing ends with the deed, the sworn statement of consideration and the mortgage delivered to the county clerk.

StageWhat Happens
Offer acceptedPurchase agreement signed; earnest money deposited
Loan applicationLender issues a Loan Estimate
Title searchTitle company examines the chain of title and issues a commitment
Appraisal and underwritingValue confirmed; conditions cleared
Closing DisclosureFinal figures issued before closing
Closing and recordingDocuments signed, funds disbursed, deed and mortgage recorded with the statement of consideration

How to Reduce Your Wyoming Closing Costs

Recording fees are fixed, but most of a Wyoming closing is negotiable or shoppable.

  • Compare lenders. Origination, underwriting and processing fees vary between lenders, and the Loan Estimate exists so you can put them side by side. This is where working with an experienced Brokered Mortgage Advisor can help you save time and money throughout your transaction, by shopping rates and costs with several different lenders before your loan package is submitted.
  • Understand title pricing. Title insurers must charge the premiums in their filed and approved schedules, and must make those schedules available, so ask your title company for its current schedule.
  • Ask for seller concessions. Sellers can contribute toward buyer closing costs within your loan program’s limits — VA, for example, caps seller concessions at 4% of reasonable value but does not limit seller credits for closing costs.
  • Use WCDA down payment assistance. WCDA’s assistance loans of up to $15,000 can cover the down payment, closing costs and prepaids.
  • Check the page count. Each recorded page after the first adds $3.

Wyoming Closing Cost FAQs

What does it cost to record a deed in Wyoming?
Under W.S. 18-3-402, the county clerk charges $12 for the first page of any instrument and $3 for each additional page.
What is a Wyoming statement of consideration?
A sworn statement that must accompany a deed or other title-transfer document when it is recorded, disclosing the parties, dates, legal description and the full amount paid. The county clerk may not record the deed without it.
Is the sale price public in Wyoming?
The statement of consideration is not a public record. Under W.S. 34-1-142 it is held confidential by the county clerk, assessor, boards of equalization and the department of revenue.
Are title insurance rates regulated in Wyoming?
Yes. Title insurers must file their premium rate schedules with the insurance commissioner, may collect premiums only under filed and approved schedules, and must publish dated schedules of their premiums and charges.
Can WCDA help with closing costs?
Yes. WCDA’s down payment assistance loans of up to $15,000 can be used for the down payment, closing costs and prepaids.